BOAT DAMAGE CLAIMS
A preparation checklist for a conversation with Julio C. Ortega
Active Claim Adjusters LLC

START WITH THE SITUATION
- What happened, and when?
- What type of boat is involved, and where is it now?
- Has the loss been reported to your insurer?
- Is an adjuster assigned? Has an inspection occurred?
- Have you received an offer, denial, reservation of rights, or release?
- Are there any known deadlines or urgent safety concerns?

KEEP AVAILABLE FOR A LATER AGREED REVIEW
- The complete policy, declarations, and endorsements
- Photographs and videos of the boat and reported damage
- Ownership records and a list of affected equipment or belongings
- Qualified inspection findings and repair estimates
- Relevant maintenance records, invoices, and receipts
- Insurer correspondence and claim documents
- Reports relating to the event, when applicable

PRACTICAL REMINDERS
Put personal safety first. Use qualified help for unsafe conditions, recovery,
inspection, and repairs. Follow your policy duties and applicable reporting
requirements. Notify your insurer promptly. Preserve photographs, original
records, receipts, and documentation of steps taken after the loss.

This is general preparation material, not legal, marine-surveying, salvage,
emergency, or repair advice. It does not establish coverage or a claim outcome.

Keep sensitive records out of the first email. Arrange an appropriate way to
share documents directly with Julio if review or representation proceeds.
Services, fees, and terms must be discussed before a written engagement.

CONTACT
Julio C. Ortega / Julio Cesar Ortega
Active Claim Adjusters LLC
Florida Public Adjuster License E157479
Florida Public Adjusting Firm License W920282
(786) 547-6751
activeadjusters@gmail.com
https://boatdamageclaims.com/

Prepared October 28, 2026.